An auto insurance policy is required to operate a motor vehicle throughout the United States. A comprehensive auto insurance plan can protect you by assessing your liability in an accident and fending off illegitimate claims.

Two types of auto insurance are mandated in the US: The no-fault system and the tort system. Used by most states, the no-fault system stipulates that your insurance company will pay your injury claims in the event of an accident (up to a predetermined limit), no matter who caused it.

The tort system, by contrast, stipulates that those who are injured in auto accidents must seek out-of-pocket medical care, and then hold the insurance company of the driver responsible for reimbursement. Such individuals must be able to prove that the medical care was reasonable and necessary. Under this law, the party at fault cannot sue for reimbursement of medical expenses.

Kevin Bradford the owner of the Bradford Insurance Agency LLC has 10 years of liability claims experience which can you when you have a claim.  

We also consult on the following auto insurance policies:

• Motorcycles, RVs, trailers, etc.
• Vehicle theft
• Collision insurance coverage
• Towing and repairs

For more information, please contact our auto insurance specialist:

Kevin Bradford Office phone 314-830-2048 or Cell Phone 314-973-4583, fax 314-830-3942 or  contact us through our website using the contact form icon.